If you want cheap lessons, find students in a Division 1 tennis program who want to make some extra cash on the side.
I know that University of Florida and Florida state are both D1 programs. You can even do D2 because they are pretty good players as well.
Craigslist is your friend.
Good luck searching.
Also, NEVER EVER
take out pay day loans.
A $500 pay day loan in Florida will have an APR of 286.79%!!!!!
Taking a loan for tennis lessons, esp if it is just for recreational lessons is not financially responsible.
If your kid is training to get into a high school program and for college and you are low on funds, I understand it.
In any other situation, better forgo that loan. It is ridiculous.