While municipal budget cuts may have changed this, there used 2B good instructors employed by Parks Depts in places like FL. (Ala Chrissie's father Jimmy Evert, B4 she became a huge success as a pro)
BTW, the thread starter's link to a payday lender (a form of legalized loanshark) is "unfortunate" and borders on spamming.
__________________
My avatar Ai-jen Poo is the most beautiful labour activist in the USA.
"We abuse the land because we regard it as a commodity belonging to us. When we see land as a community to which we belong, we may begin to use it with love and respect."
- Aldo Leopold, "A Sand County Almanac" (1949)