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View Full Version : Am I the only one up in here (who aint in college) who live paycheck to paycheck?


Miss Thang
Dec 31st, 2003, 01:11 AM
I know it sound pathetic :o but I just felt like askin. That is my New Year resalution to get my money situation together cuz I'm gon be 33 in May and my ish is still all effed up. :( :o (If y'all seen the movie I feel like that chick in House of Sand and Fog :o )

GBFH
Dec 31st, 2003, 01:17 AM
awwwwwww.

well, if it's any consolation...i have no paycheck, lol.

get your ish together, girl ;)

Miss Thang
Dec 31st, 2003, 01:19 AM
awwwwwww.

well, if it's any consolation...i have no paycheck, lol.

get your ish together, girl ;)

I have to girl I HAVE TO! :o Thanks! :wavey:

GBFH
Dec 31st, 2003, 01:21 AM
I have to girl I HAVE TO! :o Thanks! :wavey:

:kiss:

and if you REALLY want to do it, you will!

i'm curious, though...do you have spending issues, or do you not make enough money?

decemberlove
Dec 31st, 2003, 01:23 AM
im sure you arent... please just like to pretend they have lots of money.

Miss Thang
Dec 31st, 2003, 01:28 AM
:kiss:

and if you REALLY want to do it, you will!

That what I keep tellin my self (and my sista is helpin me by given me tough luv cuz she aint bailin me out anymore :o )

i'm curious, though...do you have spending issues, or do you not make enough money?

Both but its more that I don't make enough money. So in the new year I'm a work 2 jobs. My day time tempin and a part time night job. It suck but its what I gotta do for now. :shrug:

King Satan
Dec 31st, 2003, 01:29 AM
:o

decemberlove
Dec 31st, 2003, 01:30 AM
please=people

im tired, sorry.

Miss Thang
Dec 31st, 2003, 01:32 AM
:o

Exactly boo :o I know u young so make sure what happen to me DON'T happen to u. :kiss:

CondiLicious
Dec 31st, 2003, 01:32 AM
My girlfriend is almost 25 and isnt in college now and she has no money. And... its kinda my fault cause I'm expensive...

j/k she just doesnt manage her finances well and spends money on stuff non-essential and then is short at the end of the week. But she has a great apartment, a nice car, eats well... has money to travel... so I guess she does okay.

Miss Thang
Dec 31st, 2003, 01:32 AM
please=people

im tired, sorry.

:hehehe: I knew that what u meant.

SJW
Dec 31st, 2003, 01:33 AM
get it together girl, you know you can, and i know you will :kiss:

SJW
Dec 31st, 2003, 01:34 AM
please=people

im tired, sorry.

you want me to wake you up?

Miss Thang
Dec 31st, 2003, 01:35 AM
My girlfriend is almost 25 and isnt in college now and she has no money. And... its kinda my fault cause I'm expensive...

j/k she just doesnt manage her finances well and spends money on stuff non-essential and then is short at the end of the week. But she has a great partment, a nice car, eats well... has money to travel... so I guess she does okay.

"she has a great partment, a nice car, eats well... has money to travel"

Does she have a job? :confused: :o

Miss Thang
Dec 31st, 2003, 01:36 AM
get it together girl, you know you can, and i know you will :kiss:

Thanks girl!! :kiss:

Thanks y'all! :wavey:

CondiLicious
Dec 31st, 2003, 01:38 AM
"she has a great partment, a nice car, eats well... has money to travel"

Does she have a job? :confused: :o

aaarrrggghhhh you got my silly typo... *cries*

yes she has a job. She's a manager at ruby tuesdays :lol: That's why she eats well. Free food. Oh well...

Meesh
Dec 31st, 2003, 02:49 AM
Your not alone Miss Thang... I"m in my 30's and never seem to have money! I decided to cut back. My friends go out almost twice a week for sushi and/or drinks. I can drop about $60.00 in one night. I don't have much debt. Just three debts and it's not high. I'm working on one at a time! I actually bring my lunch to work now and don't take the toll roads to save money. It adds up, lunch is about 10.00 or 12.00 Toll roads can be 3.00 a day. I even cut back on my cable and phone account. I used to live way above my means! IT's a disease!

darren cahill
Dec 31st, 2003, 03:07 AM
I know it sound pathetic :o but I just felt like askin. That is my New Year resalution to get my money situation together cuz I'm gon be 33 in May and my ish is still all effed up. :( :o (If y'all seen the movie I feel like that chick in House of Sand and Fog :o )

i live the same way but i dont sweat it....i always say i cant take it with me when i go, so might as well live well now...

plus you can always come live with me boo...you know that...i'd make up a bed for you with a quickness!

raquel
Dec 31st, 2003, 03:27 AM
I am the same too Miss Thang. I get paid on the first of the month so I ended having to take half of January's pay in advance just to get all the Christmas presents I had to buy everyone (and a few for myself ;)) So now I have hardly any money left and for the whole of January I am going to have to survive on half a months pay :sad:

Good luck anyway Miss Thang and make sure you forget about it for New Years and have fun, thats what I am going to do (despite being at my overdraft limit) :angel:

skanky~skanketta
Dec 31st, 2003, 03:50 AM
miss thang, its like this. for the next two years, things are gonna be tight. take 20% of your salary and stuff it into the bank under a fized deposit. that way, you know you cant touch it. live on a tight ass budget. cut down on the movies, partying, booze(if u drink) and cigs(if u smoke)50% on utilities + rent)20% on food.10% on emergencies. use public transport.

thats what i'm doing at the moment and the money in the bank is increasing pretty high. yeah yeah, my parents are loaded but i want to be independent. sure, i do give my mom money cuz i still live at home, but thats a diff story.

skanky~skanketta
Dec 31st, 2003, 03:50 AM
you can do it girl!

skanky~skanketta
Dec 31st, 2003, 06:24 AM
thank you. my boss gave me that advice and i thought i was really good. she said that along the way, you do lose friends cuz they think you;re a stingy poker, but those that remain, you KNOW are the REAL friends. she started that when she was 30 and she now owns a merc E240, a house and an apartment. of course she is the HOD of the commercial dept, but she started while she was only an executive with a $2300 salary. we have this saying in malay "sedikit-sedikit, lama-lama jadi bukit" which from a molehill to a mountain or something like that. but in the end its worth it.

miss thang, its all about planning. you need to keep track of where your money goes.dont spend unnecessarily. resist emptation to buy the food you dont need. i realize that sometimes, my money goes off on junkfood and well, a coupla months ago i totally cut down and i saved a lot! just plan and stick to the plan. will power girl!u have in there in you!

skanky~skanketta
Dec 31st, 2003, 06:26 AM
but MAKE SURE u have 20% under a fixed deposit. ask the bank to take 20% so u dont have to put it in yourself.if u gotta do it yourself, you'd feel very tempted to spend it... live with the 80%.

King Aaron
Dec 31st, 2003, 07:48 AM
Hang on there boo! :kiss: Hold on, okay? :hug: You can do it.

but she started while she was only an executive with a $2300 salary.

:eek: I think RM 2,300 is already a lot!

skanky~skanketta
Dec 31st, 2003, 08:01 AM
yeah it is, but she had 2 kids and her husband was on the deathbed without an income.

King Aaron
Dec 31st, 2003, 08:03 AM
yeah it is, but she had 2 kids and her husband was on the deathbed without an income.
Given the situation, yeah you're right. :kiss:

skanky~skanketta
Dec 31st, 2003, 08:04 AM
u going to bangsar tonight?

King Aaron
Dec 31st, 2003, 08:05 AM
u going to bangsar tonight?
Nope :mad: :sad:, not even anywhere. My mom's forcing me to go to church. :rolleyes:

skanky~skanketta
Dec 31st, 2003, 08:08 AM
urk!my mom too. you a catholic? thats besides the point. what are u gonna do to get out of it?i told her i'll go tomorrow morning. but i plan to fake having diarrhea.:devil: going to church is a ritual that bores me to death!our lady of lourdes in klang has no hot blokes whatsoever!

King Aaron
Dec 31st, 2003, 08:11 AM
urk!my mom too. you a catholic? thats besides the point. what are u gonna do to get out of it?i told her i'll go tomorrow morning. but i plan to fake having diarrhea.:devil: going to church is a ritual that bores me to death!our lady of lourdes in klang has no hot blokes whatsoever!
A Protestant. Lmao, euhm nothing :angel:. I don't know, my sis already kind of had a fight with her about that and lost. So I doubt I'll have a chance to talk my way out. Oooh diarrhea is good :devil:. Talk about that, I'm not even going to my usual church, it's this other church and I doubt if they even have suitable girls. :tape:

skanky~skanketta
Dec 31st, 2003, 08:13 AM
lol!!!!!!there might be some hot birds around, you never know.but my guess is that those who WANT to go to church on new years' eve will be those prudes, and we know how they are.

King Aaron
Dec 31st, 2003, 08:19 AM
lol!!!!!!there might be some hot birds around, you never know.but my guess is that those who WANT to go to church on new years' eve will be those prudes, and we know how they are.
Lmao! Totally :worship:. Maybe I'll act all nerdy tonight :o :devil:.

skanky~skanketta
Dec 31st, 2003, 08:21 AM
lol. good idea. and with that 7 A's, you dont need to ACT smart. i'm so happy for u!

King Aaron
Dec 31st, 2003, 08:23 AM
lol. good idea. and with that 7 A's, you dont need to ACT smart. i'm so happy for u!
Thanks :kiss:. I'm still not over it. It's like someone bribed the government for me. :o

skanky~skanketta
Dec 31st, 2003, 08:27 AM
lol@have faith babe!so sciences next year right?remember, if u take chemistry, make sure u pay lots of attention right at form 4 cuz ppl tend to play around a bit. and add maths isnt all that tough...its actually easy shit.and with bio, there's lot to remember...

King Aaron
Dec 31st, 2003, 08:32 AM
lol@have faith babe!so sciences next year right?remember, if u take chemistry, make sure u pay lots of attention right at form 4 cuz ppl tend to play around a bit. and add maths isnt all that tough...its actually easy shit.and with bio, there's lot to remember...
Should be pure science. Hmm thanks for the advice :kiss:. But I'm very playful so I'll try my best and :o I so suck at Maths. I don't know how I'm going to handle Modern Maths. I'll have to start from scratch for Add. Maths. And :eek: I have to remember stuff for Bio?! Oh no!!

irma
Dec 31st, 2003, 09:52 AM
me but that's a little on purpose. I gave myself a maximum and minium budget and I have to live from that, but it's easier when you know that you have something behind (in case that you get some unexpected bill).

and that while officially I live in "poverty" (really of course there are exceptions like mothers with little children, but other then that the people in my country got way to spoiled :o )

Miss Thang
Dec 31st, 2003, 09:09 PM
Thanks to EVERYBODY! Y'all are da bomb!!! I appreciate everything y'all said!!! :kiss:

Like Miss Vanessa sang back in the day "I got work to do..."

:cool:

CC
Dec 31st, 2003, 09:38 PM
It's not so bad because my mother pays my rent. However, I still don't budget well, and whatever I had saved up a few months ago I spent in one fell swoop when I was depressed.

Lol! Back to square one, but who cares.