View Full Version : This is sooo stupid

Apr 10th, 2005, 10:59 PM
A Charlotte, NC, man having purchased a case of very rare, very expensive cigars, insured them against fire among other things. Within a month, having smoked his entire stockpile of cigars and without having made even his first premium payment on the policy, the man filed a claim against the insurance company. In his claim, the man stated the cigars were lost "in a series of small fires." The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion. The man sued....and won. In delivering the ruling the judge agreeing that the claim was frivolous, stated nevertheless that the man held a policy from the company in which it had warranted that the cigars were insurable and also guaranteed that it would insure against fire, without defining what it considered to be "unacceptable fire," and was obligated to pay the claim. Rather than endure a lengthy and costly appeal process the insurance company accepted the ruling and paid the man $15,000 for the rare cigars he lost in "the fires." After the man cashed the check, however, the company had him arrested on 24 counts of arson. With his own insurance claim and testimony from the previous case being used against him, the man was convicted of intentionally burning his insured property and sentenced to 24 months in jail and a $24,000 fine.



Apr 10th, 2005, 11:36 PM

Apr 11th, 2005, 12:46 AM
LMAO! Didn't the guy realize what he was doing would be considered arson. How stupid is right!

Apr 11th, 2005, 01:11 AM
:haha: :haha: OMG that is too fucking funny!

Apr 11th, 2005, 01:15 AM
both parties probably spent almost as much money in legal fees as they got out of the settlement

Carolina Girl
Apr 11th, 2005, 02:54 AM
:lol: My...second cousin I believe it is..yeah thats right..lives with her husband in Charlotte...sounds like something he would be stupid enough to do :tape:

Apr 11th, 2005, 03:54 AM

i think though that 2 years in jail is crazy. after all jail is paid for by taxes. i dont want to pay his rent for 2 yearsjust because hes profoundly stupid.

Apr 11th, 2005, 03:56 AM